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Tractor Finance. A smart way to grow your agricultural business

If you are looking for a farm equipment loan with competitive rates and no restriction on age or brand, then our tractor finance product could be the right option for you. Whether you are looking to finance a utility tractor, specialty tractor, row crop tractor, or 4WD track tractor, our team of experienced tractor loan specialists will tailor a solution to you. Suited to small and large agricultural businesses looking for farm equipment loans, our tractor finance can be approved in as little as three hours.

Benefits of our Tractor Finance

See why our tractor finance is better than the rest:

  • 20 years end of lease
  • Purchase new or used equipment, with no limitations on brand
  • Flexible loan terms between 2 and 7 years
  • Pick from a wide selection of tractors with our private and dealer sale options
  • Get instant approval for your tractor without needing to provide financials
  • Finance additional attachments for your tractor on the same loan
  • Purchase multiple earth moving equipment machinery
  • 100% finance options available to keep your cashflow intact
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Am I eligible?

Finance for tractors approval requirements for are:

  1. Commercial applicants
  2. Minimum trading 12 months GST registered

Tractor Finance Calculator

Try our tractor finance calculator today, a fast, simple way to estimate your farm equipment loan repayments when taking out tractor finance with Dynamoney.

Disclaimer: Dynamoney Limited, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise from the information provided in our calculators until such time as a firm offer is made. While we make every attempt to give you the best possible tools and information, the calculators do not include fees & charges.

How does tractor finance work?

Finding the funds to finance a tractor can often be unattainable, especially with the day-to-day costs of running an agricultural business. At Dynamoney we make owning a tractor easy with our tractor finance. We offer varying farm equipment loan options ranging from operating leases to rental and chattel mortgages, allowing small to large businesses to purchase the tractor they need. Based on your situation and the terms of your finance we can offer loan periods anywhere from 2 to 7 years. As with all our financing options, interest is payable on the principal amount.

  1. Apply for tractor finance

    At Dynamoney we make applying for tractor finance easy. With our quick and straightforward application process, providing financial documents is a thing of the past. Our team can easily extract any required financial data from bankstatements.com saving you precious time and stress. Apply through our online portal or have your broker apply on your behalf; it’s as simple as that.

  2. Getting your tractor finance approved

    Once we have received your application, we then review all information to assess your eligibility. At Dynamoney, our tractor finance can be approved within as little as three hours.

  3. It’s time to purchase your new or used tractor

    With tractor finance, there is no need for you to handle the cash. We pay the dealer/seller directly.

Tractor Finance FAQ’s

Can I pay the residual off at the end of the loan?

Yes. We offer finance options that allow you to start with low repayments, moving the residual to the end of the loan term.

Does Dynamoney offer low doc loans?

Yes absolutely, we offer low document loans for individuals and small businesses so you can get access to finance quickly.

Can I still obtain finance if I have bad credit?

This depends on the amount you are looking to borrow and the financing option you choose. At Dynamoney we cater to people with bad credit. We recommend speaking to one of our specialised lending consultants to find out more.

Is it possible to buy more than one tractor for my business?

Of course. We help businesses of all sizes with finance for multiple tractors and farm equipment machinery. Speak to our friendly lending consultants for more information regarding the required criteria.

  1. Establishment, service, and documentation fees apply. For applications submitted before 10 am. Interest only payable on drawn funds. Terms and conditions apply. Please contact our team on 1300 001 420 for details.

Tractor finance FAQs

Can I pay the residual off at the end of the loan?

Yes. We offer finance options that allow you to start with low repayments, moving the residual to the end of the loan term.

Does Dynamoney offer low doc loans?

Yes absolutely, we offer low document loans for individuals and small businesses so you can get access to finance quickly.

Can I still obtain finance if I have bad credit?

This depends on the amount you are looking to borrow and the financing option you choose. At Dynamoney we cater for people with bad credit. We recommend speaking to one of our specialised lending consultants to find out more.

Is it possible to buy more than one tractor for my business?

Of course. We help businesses of all sizes with finance for multiple tractors and farm equipment machinery. Speak to our friendly lending consultants for more information regarding the required criteria.

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