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BMW finance options

For new & used BMW vehicles

Looking to own your very own BMW? With BMW finance you can

We offer BMW finance for new and used BMW vehicles. Whether you are looking for a new or used car for personal or business use, our team of finance specialists can organise loan approval in as little as three hours.

Get started today with our easy-to-use, online loan calculator to estimate your monthly repayments, or request an online quote with no impact on your credit score. With our competitive rates and simple online application, you will be on the road in your very own BMW sooner than you think.

Benefits Of Our BMW Finance Australia

BMW vehicle finance suited to your requirements

  • Choose from a wide variety of new and used BMW vehicles with private sale and dealer options available
  • Flexible loan terms between 2 and 7 years
  • BWM car loans available for both business and private use
  • Instant approval with our low doc BMW finance option
  • A vehicle can be 15 years old at the end of the lease/loan period
  • Borrow up to 100% of the cost of your new BMW
  • Expert support and guidance from our car finance team
  • Balloon payments available
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Am I eligible?

Approval requirements for BMW Car Loans include:

  1. Commercial applicants with a registered ABN
  2. Minimum trading 12 months GST registered

BMW Finance Calculator

Use our BMW finance calculator  to work out the approximate monthly repayment costs on your new BMW.

Disclaimer: Dynamoney Limited, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise from the information provided in our calculators until such time as a firm offer is made. While we make every attempt to give you the best possible tools and information, the calculators do not include fees & charges.

Fast, easy finance on a wide range of BMW vehicles

BMW has long been synonymous with luxury performance and sophistication. Delivering the perfect blend of distinctive European style, comfort and driving pleasure, motorists are continuously drawn to the elite sporting heritage of BMW. With an extensive line up of hatchbacks, sedans, SUVs, hybrid and electric vehicles on offer, there is a BMW to suit everyone.

BWM 3 Series

A popular choice with Australian motorists, the BMW 3 series is packed full of technology and defined by its sporty appeal. With a curved display in the cockpit angled towards the driver, touch control has never been easier. Conveniently plan your drive on your smartphone and then transfer it to your car with full smartphone integration. With voice command, a heads-up display and the ability to unlock your car with your smartphone using BMW digital technology, the 3 series has it all.

BWM X Series

We offer BMW finance across the entire X series, including the X1, X2, X3, X4, X5, X6 and X7 ranges. Distinctively sporty and with plenty of space the X1 is the perfect small size SUV. You can’t go past the X5, with its cutting-edge technology, performance and space, it delivers a luxury package that appeals to families of all sizes. For those wanting a larger car, the six or seven seater X7 delivers comfort for all passengers. With rear entertainment, temperature controlled cupholders and five zone air-conditioning you will certainly be driving in style.

BMW 5 Series

Built with performance in mind, the BMW 5 series is the ultimate luxury car. Available in petrol and hybrid options its adaptive suspension, integral active steering and BMW xDrive technology offers more power, control and a great driving experience. With smartphone technology and the added benefit of unlocking your car with your phone, technology certainly hasn’t been overlooked.

BWM Z4 Roadster

Available in a choice of hybrid or fully electric, the fully electric model boasts a range of 460kms, 150kw of power and fast With the distinctive lines the BMW is known for, the Z4 Roadster combines innovative technologies, precision handling and performance. With a whopping 285kw under the hood, it has been designed for fun, performance and driving pleasure. Front sport seats, heads-up display, parking assist and smartphone integration add to the extensive list of features on offer.

FAQ’s

Will you refinance me out of my existing BMW car loan?

Yes! We specialise in end of term finance for borrowers with BMW’s. If you have an end of term balloon amount to refinance we can provide competitive loans for exactly that purpose.

Do you provide low doc business finance loans to purchase a BMW?

Yes! If you own property and have no prior defaults, you are eligible for a low doc car loan. No financials are required, and you can get an instant approval in seconds.

Do I need financials to get a loan?

No! If you aren’t eligible for our low doc business car finance, you do not need to worry. With our fast, easy bank statements approach, we can have your driving your new car within hours.

How is the interest rate on my BMW Finance determined?

When calculating your interest rate, we look at your credit score, if you own property, the age of the vehicle you wish to purchase and if you have had any previous loans. Generally, a high credit score will mean a lower interest rate, and a low credit score a higher interest rate.

Why should I choose Dynamoney BMW Finance over finance direct from the dealership?

Dynamoney’s BMW finance offers a transparent, flexible finance solution. Our finance includes full product disclosure with no hidden fees or charges. Often dealership finance can work out more expensive in the long run. Ensure you always check the fine print and contract to ensure you understand all the associated fees and charges.

Can I get pre-approved for a BMW car loan?

We offer pre-approval for all our BMW finance options within as little as three hours. Pre-approval allows you to know exactly how much you can spend in advance and often puts you in a better position when negotiating with dealers or sellers.

I own a business. Can I purchase a new or used BMW using BMW Finance?

We offer BMW finance for both personal and business use. If you are looking to purchase finance for business purposes you must be GST registered, hold a registered ABN number and have been trading for a minimum of two years. For any self-employed business owner, two years’ worth of tax returns is also required.

What are the approval requirements for BMW car loans?

To be approved for BMW finance you must be:

  • An Australian resident or hold a permanent residency
  • At least 18 years of age
  • Meet our minimum income requirements
  • For businesses, we also require all commercial applicants to have a registered ABN. The business applying must have been trading for a min of 12 months and it must be registered for GST

I want to purchase a BMW from a private seller, as opposed to a dealership, is this okay?

In terms of finance, it makes no difference. However, it is worth considering that dealership cars generally offer more safeguards. If you are buying privately, ensure you have the car inspected and checked thoroughly.

  1. Establishment, service, and documentation fees apply. For applications submitted before 10 am. Interest only payable on drawn funds. Terms and conditions apply. Please contact our team on 1300 001 420 for details.
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