Skoda Car Finance

A new Skoda could be yours with our Skoda car finance

A popular choice for singles, couples and families, Skoda has a range of vehicles to suit a variety of budgets and requirements. With fast and simple approval, why not apply for our Skoda finance today? With finance tailored to your personal situation, you could be driving away in a new or used Skoda vehicle faster than you may think.

Features & benefits of our Skoda car finance

Skoda car loans tailored to match your requirements

Choose from a wide variety of new and used Skoda vehicles with private sale and dealer options available
Flexible loan terms between 2 and 7 years
Skoda car loans available for both business and private use

Instant approval with our low-doc Skoda car finance option for commercial applicants
A vehicle can be 15 years old at the end of the lease/loan period
Borrow up to 100% of the cost of your new Skoda

Expert support and guidance from our car finance team

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Am I eligible?

Approval requirements for Skoda Car Loans include:

Commercial applicants with a registered ABN
Minimum trading 12 months GST registered

Skoda Car Finance Calculator

Interested to know what your Skoda car finance repayments would be? Check out our simple to use Skoda finance calculator today.

Disclaimer: Dynamoney Limited, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise from the information provided in our calculators until such time as a firm offer is made. While we make every attempt to give you the best possible tools and information, the calculators do not include fees & charges.

Make purchasing your dream Skoda vehicle possible with Skoda car finance

Skoda is synonymous with luxury, reliability and premium German engineering. Offering a range of affordable vehicles from hatchbacks to SUVs, Skoda delivers precision driving and optimal performance time and time again.

Skoda Scala Ambition

Sleek design lines and clever detailing impress in this eye-catching hatch. With a virtual cockpit, LED headlights, front assist, adaptive cruise control and manoeuvre braking assist, it is jam packed full of cutting-edge technology. Its 7-speed automat transmission delivers plenty of torque ensuring optimal driving pleasure.

Skoda Karoq

The Karoq’s Varioflex seating makes it the ideal spacious family car. With 1810L of space with the passenger seats folded down, it makes transportation a breeze. Enjoy premium interiors and wireless Apple CarPlay, or Android Auto as standard, with the option for heated, memory seats for those who want to splurge on a little more luxury. Perfect for on and off-road driving, the Karoq is safety, comfort and refinement in one.

Skoda Kamiq

The award winning Kamiq style is compact yet practical. Built to handle varying terrains in style, it is perfect for city driving or off-road adventures. Smartphone connectivity, wireless charging, a rearview camera and a virtual cockpit are just some of the features on offer in this stylish vehicle. Known for its performance it has a 7 speed DSG gearbox that delivers a maximum torque of 200nm.

Skoda Octavia RS Wagon

Designed to give you more with every drive, the 2.0TSI 180kW engine delivers power and precision handling. With sleek interiors, the Octavia RS Wagon has sport seats, wireless Apple CarPlay and Android Auto and wireless charging as standard. With sporty black accents and sleek design lines, it is sure to impress at every turn. A spacious boot cabin adds to the versatile styling on offer and makes it the ideal car for road trips.

FAQ's

Does Dynamoney’s Skoda Car Finance cover both demonstrator vehicles & used cars?

Yes, our Skoda finance is available for demonstrator, new and used vehicles. If you are considering a demonstrator model or used car, you will need to apply for our used car finance.

Can I get pre-approval for Skoda Car Finance?

At Dynamoney, we offer customers pre-approval for all car finance products. Available in as little as three hours, pre-approval enables you to know how much you have to spend upfront. This can be advantageous when it comes to negotiating with sellers and dealers.

How is the interest rate on my Skoda Car Finance determined?

Your interest rate will be calculated based on your credit score, your previous loan history, if you own any property and the age and cost of the vehicle. A lower interest rate generally applies if you have a high credit score, and a lower credit score typically means a higher interest rate.

I own a business. Can I purchase a new or used car using Skoda Car Finance?

Yes, we offer Skoda car finance for new and used cars for business purposes. If you are electing to apply for a business car loan you will need to be GST registered, with an active ABN number and have been trading for a minimum of two years. For self-employed business owners, you will need to supply a minimum of two years worth of tax returns.

How much can I borrow from your Skoda Car Finance?

Your borrowing capacity will be calculated based on your income and expenses, your debts including any HECs debts or credit card debts, as well as other assets and liabilities. We also consider your credit score when determining the amount you are eligible to borrow.

Do you offer refinancing for my existing car loan?

Yes, we do. We off competitive refinancing loans that can also be used for car loan balloon payments.

What are the approval requirements for Skoda Car Finance?

To be approved for Skoda finance you must be:-

An Australian resident or hold a permanent residency
At least 18 years of age
Meet our minimum income requirements
For businesses, we also require all commercial applicants to have a registered ABN. The business applying must have been trading for a min of 12 months and it must be registered for GST

Do you provide a low doc business finance to purchase a Skoda car?

Yes, we do for customers who have no prior defaults and own property. If you meet the criteria apply today.

Mar 21, 2024By Dynamoney

Establishment, service, and documentation fees apply. For applications submitted before 10 am. Interest only payable on drawn funds. Terms and conditions apply. Please contact our team on 1300 001 420 for details.

A new Skoda could be yours with our Skoda car finance